Effective Date: 31-01-2025
Last Updated: 31-01-2025
At Numera, your privacy is of utmost importance to us. We are committed to safeguarding your privacy and ensuring transparency regarding how your data is collected, processed, stored, and shared when you use the Platform. This Privacy Policy describes how Numera handles your information and outlines your rights regarding the same.
By accessing or using Numera’s Platform, You agree to the terms and conditions of this Privacy Policy. This policy is an integral part of Numera’s Terms & Conditions. Please read this Privacy Policy carefully before using our services.
1. Information We Collect
To provide our services, we collect the following types of information:
A. Personal Information
- Name, email address, and phone number for account creation and communication.
- User identifiers like usernames or account IDs.
B. Financial Data
- Details about your investment portfolio, including stocks, mutual funds, and other assets you input.
- Historical performance, transaction data, and financial preferences.
C. Technical and Usage Data
- Device details (e.g., type, operating system, unique identifiers).
- IP address, geolocation (if enabled), and login history.
- App activity, such as features accessed, preferences set, and errors encountered.
D. Third-Party Data
- Data imported from linked financial institutions, brokers, or portfolio management platforms (with your consent).
2. How We Use Your Information
We use the information we collect for the following purposes:
A. Providing Core Services
- Analyzing and optimizing your investment portfolio.
- Generating personalized insights, reviews, and recommendations.
B. Improving User Experience
- Enhancing app features based on usage patterns and feedback.
- Addressing technical issues and improving system performance.
C. Communication
- Sending notifications about portfolio performance, market updates, or app changes.
- Responding to user inquiries and providing customer support.
D. Legal Compliance
- Ensuring compliance with financial regulations and laws.
- Preventing fraudulent activities and securing user data.
3. How We Collect Information
We gather data through the following methods:
A. Direct Input
- Information you provide when registering or updating your portfolio.
B. Automated Collection
- Using cookies, tracking tools, and analytics to monitor app performance and usage.
C. Third-Party Integrations
- Data sourced from financial APIs or linked accounts (with user consent).
4. How We Share Information
Your information is never sold. We may share your data with:
A. Service Providers
- Analytics platforms, cloud storage providers, and payment processors who assist us in delivering services.
B. Legal Authorities
- To comply with applicable laws, regulations, or legal processes.
C. Consent-Based Sharing
- When you authorize data sharing with third parties for specific features or services.
5. Security Measures
We are committed to protecting your data and implement the following measures:
A. Encryption
- Data is encrypted during transmission and at rest.
B. Access Control
- Restricted access to sensitive data for authorized personnel only.
C. Regular Audits
- Periodic security assessments and updates.
Despite our efforts, no system is completely secure. We encourage users to protect their accounts with strong passwords and report suspicious activity.
6. Your Rights
As a user of Numera, you have the following rights:
A. Access and Correction
- View and update your personal data.
B. Data Portability
- Request a copy of your data in a structured format.
C. Deletion
- Delete your account and all associated data.
D. Withdraw Consent
- Opt out of certain data processing activities.
To exercise these rights, contact us at support@numera.in.
7. Child Privacy
Numera is not designed for individuals under the age of 18. We do not knowingly collect data from minors. If we discover that a minor has provided personal information, it will be deleted promptly.
8. Future Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes in our practices or regulations. Any updates will be communicated via the app and our website, and the “Last Updated” date will be revised.
9. Data Security
We adopt robust technical and organizational measures to safeguard Your data against unauthorized access, loss, or misuse. These include:
- Data encryption during transmission.
- Secure server environments.
- Regular audits and monitoring.
Despite our efforts, no system is 100% secure. Please take adequate precautions, such as safeguarding Your login credentials.
10. Cookies and Tracking Technologies
We use cookies to enhance user experience, improve services, and analyze user behavior. You can manage cookie preferences in Your browser settings.
11. Grievance Redressal
If you have concerns about how your data is handled, please contact our Grievance Officer:
- Name: Vinod Kumar
- Email: grievances@bonanzaonline.com
- Phone: 011-40748723
12. Governing Law
This Privacy Policy is governed by the laws of India and shall be subject to the exclusive jurisdiction of courts in New Delhi.
13. Contact Information
If you have questions, concerns, or complaints about this Privacy Policy, please contact us at:
- Email: support@numera.in
- Phone: +91 22-68363991 and +91 77108 85142
- Mailing Address: House, Plot No. M, Bonanza, 2, Walbhat Rd, Cama Industrial Estate, Goregaon, Mumbai, Maharashtra 400063